Repayments on a RM 500,000 home loan — Malaysia

At 4% over 30 years:

• Monthly repayment: RM 2,387
• Total interest: RM 359,348
• Total repaid: RM 859,348
• Paying RM 200 extra a month saves: RM 55,915 and 4 years

Frequently asked questions

What are the repayments on a RM 500,000 mortgage?

At 4% over 30 years, about RM 2,387 a month. Over the full term you would pay roughly RM 359,348 in interest on top of the RM 500,000 borrowed.

How much interest do you pay on a RM 500,000 loan?

About RM 359,348 over 30 years at 4% — bringing the total repaid to around RM 859,348.

What if I pay a bit extra each month?

Adding RM 200 a month would save about RM 55,915 in interest and clear the loan roughly 4 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.