Repayments on a RM 250,000 home loan — Malaysia

At 4% over 30 years:

• Monthly repayment: RM 1,194
• Total interest: RM 179,674
• Total repaid: RM 429,674
• Paying RM 200 extra a month saves: RM 48,060 and 7 years

Frequently asked questions

What are the repayments on a RM 250,000 mortgage?

At 4% over 30 years, about RM 1,194 a month. Over the full term you would pay roughly RM 179,674 in interest on top of the RM 250,000 borrowed.

How much interest do you pay on a RM 250,000 loan?

About RM 179,674 over 30 years at 4% — bringing the total repaid to around RM 429,674.

What if I pay a bit extra each month?

Adding RM 200 a month would save about RM 48,060 in interest and clear the loan roughly 7 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.