Repayments on a RM 1,500,000 home loan — Malaysia

At 4% over 30 years:

• Monthly repayment: RM 7,161
• Total interest: RM 1,078,043
• Total repaid: RM 2,578,043
• Paying RM 200 extra a month saves: RM 62,844 and 1 years

Frequently asked questions

What are the repayments on a RM 1,500,000 mortgage?

At 4% over 30 years, about RM 7,161 a month. Over the full term you would pay roughly RM 1,078,043 in interest on top of the RM 1,500,000 borrowed.

How much interest do you pay on a RM 1,500,000 loan?

About RM 1,078,043 over 30 years at 4% — bringing the total repaid to around RM 2,578,043.

What if I pay a bit extra each month?

Adding RM 200 a month would save about RM 62,844 in interest and clear the loan roughly 1 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.