Repayments on a RM 1,000,000 home loan — Malaysia

At 4% over 30 years:

• Monthly repayment: RM 4,774
• Total interest: RM 718,695
• Total repaid: RM 1,718,695
• Paying RM 200 extra a month saves: RM 60,948 and 2 years

Frequently asked questions

What are the repayments on a RM 1,000,000 mortgage?

At 4% over 30 years, about RM 4,774 a month. Over the full term you would pay roughly RM 718,695 in interest on top of the RM 1,000,000 borrowed.

How much interest do you pay on a RM 1,000,000 loan?

About RM 718,695 over 30 years at 4% — bringing the total repaid to around RM 1,718,695.

What if I pay a bit extra each month?

Adding RM 200 a month would save about RM 60,948 in interest and clear the loan roughly 2 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.