Repayments on a €350,000 home loan — Ireland

At 4% over 30 years:

• Monthly repayment: €1,671
• Total interest: €251,543
• Total repaid: €601,543
• Paying €200 extra a month saves: €52,243 and 5 years

Frequently asked questions

What are the repayments on a €350,000 mortgage?

At 4% over 30 years, about €1,671 a month. Over the full term you would pay roughly €251,543 in interest on top of the €350,000 borrowed.

How much interest do you pay on a €350,000 loan?

About €251,543 over 30 years at 4% — bringing the total repaid to around €601,543.

What if I pay a bit extra each month?

Adding €200 a month would save about €52,243 in interest and clear the loan roughly 5 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.