Repayments on a €300,000 home loan — Ireland

At 4% over 30 years:

• Monthly repayment: €1,432
• Total interest: €215,609
• Total repaid: €515,609
• Paying €200 extra a month saves: €50,412 and 6 years

Frequently asked questions

What are the repayments on a €300,000 mortgage?

At 4% over 30 years, about €1,432 a month. Over the full term you would pay roughly €215,609 in interest on top of the €300,000 borrowed.

How much interest do you pay on a €300,000 loan?

About €215,609 over 30 years at 4% — bringing the total repaid to around €515,609.

What if I pay a bit extra each month?

Adding €200 a month would save about €50,412 in interest and clear the loan roughly 6 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.