Repayments on a €250,000 home loan — Ireland

At 4% over 30 years:

• Monthly repayment: €1,194
• Total interest: €179,674
• Total repaid: €429,674
• Paying €200 extra a month saves: €48,060 and 7 years

Frequently asked questions

What are the repayments on a €250,000 mortgage?

At 4% over 30 years, about €1,194 a month. Over the full term you would pay roughly €179,674 in interest on top of the €250,000 borrowed.

How much interest do you pay on a €250,000 loan?

About €179,674 over 30 years at 4% — bringing the total repaid to around €429,674.

What if I pay a bit extra each month?

Adding €200 a month would save about €48,060 in interest and clear the loan roughly 7 years earlier.

See interest-only repayments on the same loan

Estimate only. Assumes a fixed rate and no fees; lenders accrue interest daily and may charge account or discharge fees. Not financial advice.